Susan K Mann

Award Nominated Mummy & Parenting blogger. Blogging about the highs and lows of being a working mother of two princes & princess, living out our own fairytale in Scotland.

  • Home
  • About & Contact Me
    • Contact Me
    • Review, Disclosure & Privacy Policy
  • Parenting
  • Review
    • Review
    • Book Review
  • Travel
  • Crafts
  • Lifestyle
  • Recipe
  • Blog

One Less Thing to Worry About…

27th February 2015 By Susan Mann Leave a Comment

Having lost my dad at 25 to cancer and my mum being widowed at just 49 I know the importance of life insurance, but what about critical illness insurance? As many of you know I have a kidney disease, it’s not ideal, but it’s part of me. Living with a chronic disease is something I’m used to, but it also makes me aware of how life can change, how your health can change and that you need to protect your loved ones. This is why getting critical illness cover is important to me. 
Pondering

Why get critical Illness cover? It gives you a tax-free one-off payment if you are diagnosed with a serious illness. This is designed to pay off your mortgage, debts or other items you might need. Lifting some of the burden of the financial side of things, leaving you to deal with the illness and get yourself well again or at least recovering. 
A lot of illness are covered, but make sure you check out your policy and what is covered before agreeing to it. A lot will cover things like heart attacks, stroke, certain types or stages of cancer, multiple sclerosis, etc. But it won’t cover everything so make sure you are happy with the terms and conditions. Don’t forget critical illness cover isn’t all about illness, it also covers accidents. If you, God forbid, are in a car crash, have an accident while out walking and at work. You might not be able to work for a while or worse. Do check out what is covered in this section. The policy only pays out once, once this has happened your policy ends. 
Last year I set about getting various different critical illness cover quotes from various different companies. I wanted to make sure my family were protected if the worst happened. And also get my husband covered. We both work and are used to the double income, so we both had to be covered. One of the companies I contacted that were Beagle Street, you can look at the way they handle Critical Illness Cover here and the critical illnesses they cover here.They were very helpful and had explained everything in simple terms. With my kidney disease it can complicated insurances and many, many other things, but they helped me sort this out. 
Ultimately, I am glad I got everything sorted out and have the peace of mind that if either of us become ill, have an accident or the worst happens, I won’t have to worry as much about money. Everything else can take priority. I am a worrier and worry about so many eventualities, this takes one of those off my mind. 
Do you have critical illness cover? Do you have a disease you live with? Or maybe just a worrier like me? I’d love to hear about it. 
Disclaimer:- This is a sponsored post, but the words are my own. It’s something I feel strongly about and wanted to share. 
This post is protected under copyright. SusankMann 2009 – 2015

Related posts:

Horse Racing, Disney On Ice, Birthday And Parents Night Our Weekly Photos - Week 40
School Photos, Unicorn Walking And a Sunrise Our Weekly Photos - Week 43
Silent Sunday Week 5

Filed Under: Parenting Tagged With: Parenting

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Follow And Connect

  • Bloglovin
  • Facebook
  • Instagram
  • Pinterest
  • RSS
  • Twitter
  • YouTube

Email Subscribe to Blog Updates

Recent Posts

  • Climbing Frame, Football And Inktober Our Weekly Photos – Week 41
  • Birthday Cake, Autumn Skies And Gnomes Our Weekly Photos – Week 39 & 40
  • Present Pets Unboxing – Review
  • Sky, Batman and Comfy Cat Our Weekly Photos – Week 38
  • Busy, Cat, Chair And Illustrating Our Weekly Photos – Week 36 & 37
Privacy & Cookies: This site uses cookies. By continuing to use this website, you agree to their use.
To find out more, including how to control cookies, see here: Cookie Policy

Archives

Categories

Ranks

TOTS100 - UK Parent Blogs
TOTS100

BritMums - Leading the Conversation

Top Glasgow Blog

Glasgow Blogs

Top 20 UK Parent Blog

TOP 20 PARENT BLOGS 2020

Aspiring Author Member of SCBWI

Team

BlogOn

[footer_backtotop]

Copyright © 2021 Susan K Mann · Log in